Вы просматриваете: Главная > Room > The advantages of selling with owner financing

The advantages of selling with owner financing

The Advantages of Selling With Owner Financing

Offering owner financing has become an increasing popular means of helping your house look more attractive in this slowing real estate market. Sellers are having to lower their prices since it is getting more and more difficult for buyers to secure the needed financing. By offering to provide financing for the buyer, you may be helping your property become that much more competitive. Your goal will be to negotiate with the buyer on terms rather than price.

If you are thinking about offering financing on your property, there are several things that you need to consider, including how much equity you have in your property, what kind of payments you would like to accept, and if you would really want to continue be tied to your property even after selling it. However, there are plenty of benefits to selling your property with owner financing:

1. Get the price you want for your property. There are plenty of buyers out there, but the only problem for most is getting a loan. You will be offering your property to a much larger pool of buyers than most other properties on the market. Most other properties are only looking for buyers that can qualify for a traditional loan, whereas you are looking for any buyer with a down payment who wants to buy your property.

2. Receive a lasting cash flow rather than a lump sum. If you are looking for some sort of monthly income rather than a lump sum of cash, selling your property with owner financing might just be hitting two birds with one stone. You can sell your property for a good price and also get the payment plan that you need for retirement or any other reason.

3. Save on capital gains taxes. By deferring some of your income to later years, you can save on your capital gains taxes in the year that you sell your property. This savings could translate in to a lot of money.

4. Make a great rate or return on an investment that is backed by a property you are familiar with. You won’t have to manage the property yourself, but you will still be making a good chunk of change from it in the interest you will be charging the buyer for the loan.

Selling your house can be a real nightmare in today’s economy, but by offering to finance some of the price of your property for the buyer can really help. You might be wondering why more people don’t offer seller financing if it really helps you sell your house that much more. There are plenty of reasons why someone wouldn’t offer seller financing. They might not have enough equity, they may need the lump sum, or they might just not want to deal with setting up the loan and collecting payments on the property. A lot of owners just can’t do owner financing, so if you can, doing so will really help your property be more competitive in the market. List your owner financed property for sale today!

  • Добавить ВКонтакте заметку об этой странице
  • Мой Мир
  • Facebook
  • Twitter
  • LiveJournal
  • MySpace
  • FriendFeed
  • В закладки Google
  • Google Buzz
  • Яндекс.Закладки
  • LinkedIn
  • Reddit
  • StumbleUpon
  • Technorati
  • del.icio.us
  • Digg
  • БобрДобр
  • MisterWong.RU
  • Memori.ru
  • МоёМесто.ru
  • Сто закладок

Метки: , , , ,

Оставить комментарий